{"id":130712,"date":"2026-03-11T17:18:04","date_gmt":"2026-03-11T23:18:04","guid":{"rendered":"https:\/\/pongara.net\/news\/las-fintech-no-son-solo-startups-son-infraestructura-financiera\/"},"modified":"2026-03-11T17:18:04","modified_gmt":"2026-03-11T23:18:04","slug":"las-fintech-no-son-solo-startups-son-infraestructura-financiera","status":"publish","type":"post","link":"https:\/\/pongara.net\/news\/las-fintech-no-son-solo-startups-son-infraestructura-financiera\/","title":{"rendered":"Las fintech no son s\u00f3lo startups: son infraestructura financiera"},"content":{"rendered":"<div>\n<p style=\"float:right; margin:0 0 10px 15px; width:240px;\"><img decoding=\"async\" src=\"https:\/\/pongara.net\/news\/wp-content\/uploads\/2026\/03\/840_aHR0cHM6Ly9zMy5jb2ludGVsZWdyYXBoLmNvbS91cGxvYWRzLzIwMjYtMDMvMDE5Y2RmMmYtNDQ1OS03OWQyLWFiNTUtYjk1Mzk4MjlkMTBlLmpwZw.jpg\" alt=\"Las fintech no son s\u00f3lo startups: son infraestructura financiera\" class=\"type:primaryImage\"><\/p>\n<p>Las fintech y plataformas de activos digitales nacen como startups, pero cuando permiten acceder a inversiones asumen una responsabilidad mayor.<\/p>\n<p>Durante los \u00faltimos a\u00f1os, el auge de las <a title=\"https:\/\/cointelegraph.es\/tags\/fintech\" href=\"https:\/\/cointelegraph.es\/tags\/fintech\" target=\"_blank\" rel=\"nofollow noopener\">fintech<\/a> y de las plataformas de <a title=\"https:\/\/cointelegraph.es\/tags\/digital-asset\" href=\"https:\/\/cointelegraph.es\/tags\/digital-asset\" target=\"_blank\" rel=\"nofollow noopener\">activos digitales<\/a> ha tra\u00eddo consigo una narrativa muy poderosa: la de la startup que llega a \u201c<em>disrumpir<\/em>\u201d un sector tradicionalmente dominado por <a title=\"https:\/\/cointelegraph.es\/tags\/banks\" href=\"https:\/\/cointelegraph.es\/tags\/banks\" target=\"_blank\" rel=\"nofollow noopener\">bancos<\/a> y grandes instituciones financieras.<\/p>\n<p>En muchos casos, esta narrativa es cierta. Muchas de estas empresas nacen como startups tecnol\u00f3gicas, con equipos peque\u00f1os, innovaci\u00f3n r\u00e1pida y modelos que buscan escalar. Pero hay un punto que rara vez se discute con suficiente profundidad: cuando una empresa permite que las personas inviertan su dinero, deja de ser simplemente una startup tecnol\u00f3gica.<\/p>\n<p>Pasa a convertirse, en la pr\u00e1ctica, en una empresa que opera dentro del sistema financiero.<\/p>\n<p><a href=\"https:\/\/cointelegraph.es\/news\/las-fintech-no-son-solo-startups-son-infraestructura-financiera\">Read more<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Las fintech y plataformas de activos digitales nacen como startups, pero cuando permiten acceder a inversiones asumen una responsabilidad mayor. Durante los \u00faltimos a\u00f1os, el [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":130713,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,1],"tags":[285,1054,1047,3535,1268,1270],"class_list":["post-130712","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto","category-noticias","tag-crypto","tag-financiera","tag-fintech","tag-infraestructura","tag-noticias","tag-startups"],"_links":{"self":[{"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/posts\/130712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/comments?post=130712"}],"version-history":[{"count":0,"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/posts\/130712\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/media\/130713"}],"wp:attachment":[{"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/media?parent=130712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/categories?post=130712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pongara.net\/news\/wp-json\/wp\/v2\/tags?post=130712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}